David Melrose – Executive leader at United Debt Counselors

Any success in life can only be achieved through hard work, and it’s neither too early nor too late.

David Melrose is an executive leader at United Debt Counselors. The company is a professional debt relief institution that provides financial solutions to American debtors. The company was formed seven years ago. Based in Frisco, Texas, the company has helped hundreds of clients resolve their debt crises. The clients are consumers looking for debt relief services from experienced and reliable partners who can assist them in addressing debt issues and avoid filing for bankruptcy. Moreover, the company was formed in line with 2010 FTC (Federal Trade Commission) directive to provide credit counseling in addition to debt settlement services. David Melrose is, therefore, a key figure at United Debt Counselors where he has helped the institution reach its goals through quality service delivery to clients. He is passionate about helping Americans attain satisfactory debts relief services. Moreover, David oversees strict debt compliance with regulations and rules including those set by FTC.

Where did the idea for coming from?

My mother was a single parent and struggled to raise two children. She had bad experiences with credit card debt that also affected us as kids. When I grew up, I joined a team of professionals to help give people a valid option to bankruptcy. This is debt relief and counseling services.

What does your typical day look like and how do you make it productive?

I make a plan for my day every evening before leaving the office. I prepare a list of the activities I would like to accomplish the next day. Notably, I wake up at 6 am every morning and do some breath works and exercises before heading to the office.

How do you bring ideas to life?

By conferring with my wife and executives at the office. That is team work. However, I start by believing that it can be done. The next stage is to put in place a functional plan. All my plans have a provision for interacting with other creative people who offer expertise in different areas. I like consulting my colleagues because they understand the industry.

What’s one trend that excites you?

Technology is growing at an incredible pace. This has increased convenience and efficiency by which people lead their lives. Technology is important in communication, money transfers and all other aspects of life. Through technology, many business opportunities have been exploited, and this reduces unemployment rates in a country.

What is one habit of yours that makes you more productive as an entrepreneur?

Taking responsibility and assigning a proper cause for situations so a workable solution can be found. So naturally, I am a team player. My passion is to provide valid financial solutions to the people of America. I truly enjoy work in this company.

What advice would you give your younger self?

Get to work sooner in life. Young people should get to work and learn to do things on their own. This can improve their live beyond limits. Any success in life can only be achieved through hard work, and it’s neither too early nor too late.

Tell us something that’s true that almost nobody agrees with you on?

Entrepreneurs are not just dreamers but drivers of real change. Any business success requires implementation of a plan. It is only a true entrepreneur who can exactly understand what it takes to develop a product that attracts customers.

As an entrepreneur, what is the one thing you do over and over and recommend everyone else do?

Continually learn and grow as a person. I set new goals at every level of my career. Then I keep a track record that helps to evaluate the progress. Additionally, I heed lessons from every success or failure. This works perfectly.

What is one strategy that has helped you grow your business? Please explain how.

Massive simultaneous action. When confronted with a serious problem, figure out all possible solutions and do them all at once. Apparently, one or two solutions will work your way.

What is one failure you had as an entrepreneur, and how did you overcome it?

Prioritizing entrepreneurial ambitions at the expense personal health and care. It was a costly mistake that led to lots of stress and emotions and almost affected my productivity as an entrepreneur. I fixed this problem by adjusting my schedule to allow enough time for leisure and exercise.

What is one business idea that you’re willing to give away to our readers?

Read your junk mail; there is a ton of business ideas right there.

What is the best $100 you recently spent? What and why?

I recently hired a personal fitness trainer. His services were perfect and worth the cost.

What is one piece of software or a web service that helps you be productive? How do you use it?

Wunderlist. The software assists me in assigning tasks to others and keeping them accountable.

What is the one book that you recommend our community should read and why?

“Atlas shrugged”. The book opens the entrepreneurial mind to the business climate in any country. Try it out today.

What is your favorite quote?

Not a quote but an essay, Message to Garcia. By Elbert Hubbard. True a 100 years ago, true today.

Key learnings:

  • UDC is best option for someone with unsustainable credit card debt compared to bankruptcy or CCCS.
  • No one should use credit cards or carry credit card debt.
  • People should opt out of the consumerist lifestyle and save their money.
  • Learn from mistakes.


[email protected]

David Melrose on Facebook:
David Melrose on Linkedin:
David Melrose on Twitter: